Finding the right mortgage solution can be a challenge, and understanding the various options is confusing – that is where we come in! At iM Mortgages, we work hard to help you understand the range of available options and the requirements that you need to adhere to progress your application.
Your Home (or property) may be repossessed if you do not keep up repayments on your
mortgage or any other debts secured on it.
We know how confusing it can be to find the right mortgage for your circumstances and pride ourselves on seeing you as the individual you are. We will work with you to understand your situation and then provide you with bespoke advice and direction so that you get the right mortgage.
We always provide a range of options to focus your energies on choosing an affordable offer even if rates increase as time goes on. Ultimately, our goal is not to find you a quick solution but to find the right solution so that you can enjoy your new property with the least amount of stress and pressure.
One of the most common questions we get asked is how much a client can borrow. While every application is assessed on its own merits, the general rule is that a single person can borrow three to four and a half times of their annual salary and a couple can borrow around two and a half times of their combined income.
If you want to get a specific borrowing figure, then the best way forward is to speak to one of our friendly team. As a dedicated mortgage broker, we can search the market for competitive deals for you to achieve great value for money and borrowing potential without having to negotiate or contact a range of lenders.
Many of our clients feel worried that their circumstances mean that they will not get the mortgage they need. We take great pride in helping people from all walks of life and can support you to get a mortgage no matter if you:
• Are a first-time buyer
• Are concerned about your credit history
• Are a landlord
• Are moving home
• Want to use the Help to Buy Scheme
• Want to consolidate your debts
• Want to make home improvements
• Want to let-to-buy
We will even help you to remortgage if you want. No matter your circumstances, we can help you find the right solution with the least fuss and hassle – with iM Mortgages, you can look forward to excellent service.
In addition to being an outstanding mortgage broker, we also have a range of great qualities that make us the right choice for you:
• We offer personalised advice that is based upon your situation
• We source mortgages from across the market rather than just a couple of lenders
• We are here for you even after your mortgage has been organised and will give you a lifetime of support, updating you on new opportunities
• We are easy to contact on the phone, in-person and online, and we offer a secure online portal for you to upload documents and receive messages to fit in with your availability.
If you want to find out more or get some of your mortgage questions answered, then connect with us today. We cannot wait to get to know you and help you with your mortgage needs.
Posted on Google
yvette bell
Trustindex verifies that the original source of the review is Google.
IM Mortgages were invaluable in helping me remortgage. This was my first time following the process and Imran was straightforward and worked in a really tight time frame as I had left the process to the last minute. Highly recommend IM Mortgages.
Posted on Google
Andrew S
Trustindex verifies that the original source of the review is Google.
5*+ Highly Recommend! Imran was recommended to me by my brother and has been excellent throughout the process. Imran helped me & my partner purchase our first home together, which has it's difficulties within itself - however Imran was our saving grace! From the beginning Imran was professional, offered sound advice and ran through all of the jargon to make sure that we had the best offer available. The delay in our purchase effectively meant that Imran worked incredibly hard to provide 3 mortgage offers in the end, due to the long time scales of the upwards chain. We would highly recommend Imran!
Posted on Google
Paul Tipping
Trustindex verifies that the original source of the review is Google.
Imran was very professional and helpful and kept us updated via communication at all points of the process. Excellent service all round.
Posted on Google
Sarah Deery
Trustindex verifies that the original source of the review is Google.
Imran helped us with buying our first home two years ago and when our mortgage was up for renewal he was so helpful once again. Imran constantly searched for the best deals for us right up until the renewal date to ensure we got the best price for our mortgage in such a difficult and uncertain time. Always giving excellent advice and so reassuring, we cannot thank Imran enough for everything he has done for us!! We’ll be back in another two years when it’s fine to renew again as we know we won’t find anyone better than Imran to advise us. Thanks so much! Sarah and Declan.
Posted on Google
R Sm
Trustindex verifies that the original source of the review is Google.
Can’t Thankyou Imran enough for his services He was great at communicating and keep us up to date and talked us through each process and re assuring us. If we had a question Imran responded straight away so never had to chase for answers and the whole process felt personal and understanding Thanks again Imran
Posted on Google
Anna Price
Trustindex verifies that the original source of the review is Google.
Want to say a big thank you to Imran for helping me with purchasing my first property! Imran was extremely communicative and helpful throughout this process, he answered any questions and queries I had at any point! I would highly recommend Imran to anyone going through this process!.
Posted on Google
Lewis Williams
Trustindex verifies that the original source of the review is Google.
Imran was fantastic. He helped arrange a remortgage for my wife and I. Timescales were a bit tight, but he was so helpful. Everything was processed promptly and without any delay. He was very personable and helped with any issues and queries that arose. I would highly recommend!
Posted on Google
Luca Monaco
Trustindex verifies that the original source of the review is Google.
IM Mortgages have been extremely helpful and supportive throughout my mortgage application, kept me fully updated and assured with anything and everything. Imran's meticulous outset on the whole process put me right at ease. I fully recommend IM Mortgages for any mortgage broker, life and critical illness cover and any other related services that you may need.
Posted on Google
Penny Sheward-Hall
Trustindex verifies that the original source of the review is Google.
We received a great service from Imran who walked us through the buying of our house and moving our mortgage across. Imran was always available to help with queries and supported us through the whole process. We would highly recommend.
Posted on Google
Paul David
Trustindex verifies that the original source of the review is Google.
Imran was incredibly efficient and helpful. Highly recommend.
Why Choose Us?
Our clients choose to trust us over the competition because of the way we conduct our business.
Individual Advice
We provide our services to suit you, whether face to face, telephone or email
Full Market Mortgage Finder
We search the whole market to ensure we find the right mortgage for you
Client For Life Philosophy
We continue to monitor the market place and will keep you updated on opportunities
Online Secure Client Portal
We provide access to your own Client Portal for secure messages and document uploads
Your Home May be Repossessed if you do not keep up repayments on your mortgage!
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on your mortgage or any other debts secured on it.
iM Mortgages Ltd is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority, details of which can be found at www.fca.co.uk under FCA Reference 935986.
iM Mortgages Ltd is registered in England and Wales registration number: 13270697 Registered office Seven Stars House Seven Stars Industrial Estate, 1 Wheler Road, Coventry, West Midlands, England, CV3 4LB.
Commercial Finance , Estate planning, Conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
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