Finding the right mortgage solution can be a challenge, and understanding the various options is confusing – that is where we come in! At iM Mortgages, we work hard to help you understand the range of available options and the requirements that you need to adhere to progress your application.
Your Home (or property) may be repossessed if you do not keep up repayments on your
mortgage or any other debts secured on it.
We know how confusing it can be to find the right mortgage for your circumstances and pride ourselves on seeing you as the individual you are. We will work with you to understand your situation and then provide you with bespoke advice and direction so that you get the right mortgage.
We always provide a range of options to focus your energies on choosing an affordable offer even if rates increase as time goes on. Ultimately, our goal is not to find you a quick solution but to find the right solution so that you can enjoy your new property with the least amount of stress and pressure.
One of the most common questions we get asked is how much a client can borrow. While every application is assessed on its own merits, the general rule is that a single person can borrow three to four and a half times of their annual salary and a couple can borrow around two and a half times of their combined income.
If you want to get a specific borrowing figure, then the best way forward is to speak to one of our friendly team. As a dedicated mortgage broker, we can search the market for competitive deals for you to achieve great value for money and borrowing potential without having to negotiate or contact a range of lenders.
Many of our clients feel worried that their circumstances mean that they will not get the mortgage they need. We take great pride in helping people from all walks of life and can support you to get a mortgage no matter if you:
• Are a first-time buyer
• Are concerned about your credit history
• Are a landlord
• Are moving home
• Want to use the Help to Buy Scheme
• Want to consolidate your debts
• Want to make home improvements
• Want to let-to-buy
We will even help you to remortgage if you want. No matter your circumstances, we can help you find the right solution with the least fuss and hassle – with iM Mortgages, you can look forward to excellent service.
In addition to being an outstanding mortgage broker, we also have a range of great qualities that make us the right choice for you:
• We offer personalised advice that is based upon your situation
• We source mortgages from across the market rather than just a couple of lenders
• We are here for you even after your mortgage has been organised and will give you a lifetime of support, updating you on new opportunities
• We are easy to contact on the phone, in-person and online, and we offer a secure online portal for you to upload documents and receive messages to fit in with your availability.
If you want to find out more or get some of your mortgage questions answered, then connect with us today. We cannot wait to get to know you and help you with your mortgage needs.
Nada Abdel Aziz
2024-03-13
After we meet many mortgage to buy a our new house, finally one agency recommended me Imran. Always available even late time, very organised. Even after we get the house any questions his always available. High recommend
Diana Stepanova
2023-12-21
In the difficult times as 2023 with the interest rates rising iM Mortgages provided top level support in finding the best deals that suited our family. Imran is quick to reply to any inquiries. , always available outside hours and on the case immediately. Most definitely would recommend signing on with iM Mortgages!
Richard Sleightholme
2023-12-15
IM Mortgages were fantastic from the very start of the process. Great communication and very patient with my endless questions. Strives to find you the very best deal, right up to the very last moment.
Brilliant!
Oisin Teppan
2023-11-13
As first time buyers needing lots of support and advice I am very happy to have had Imran in our corner. He guided us through every detail and was always available for advice and help. I really could not recommend him enough and when looking to remortgage will be straight back. He even managed to get us a better rate 2 weeks before completion. Everything was just seamless.
Michael Moulton
2023-10-18
Imran at IM Mortgages has been a fantastic support. He has made the process of buying a house as easy as possible for both myself and my partner. We were first time buyers, so did not have any experience of the process of buying a house, but Imran's support meant that we were able to complete the purchase with as little stress as possible. His support has continued after the completion of the sale as well. We would absolutely recommend IM Mortgages. Many thanks!
Bradley Harris
2023-08-07
Throughout the entire process Imran provided an outstanding service. All matters were dealt with professionally, knowledge of the industry was great and communication was brilliant too with quick response times either on the phone or via email. He was always happy to explain various aspects of the process in an engaging way. I would highly recommend Imran as a mortgage advisor. Thanks for all your help!
David Galsworthy
2023-07-25
Imran was patient and knowledgeable and really helped to work through our requirements. I will be using him again.
Peter Farnsworth
2023-07-04
Impeccable service! quick and easy process. Throughly recommend their services.
Samantha Bishop
2023-07-04
Imran was so helpful throughout the whole process. He even helped us promptly on a weekend when we needed advice and a change to our agreement in principle. Would definitely recommend to anyone who needs a mortgage.
Neil Taylor
2023-06-25
Had a remortgage on my property and after being messed about by previous companies, iM Mortgages were fantastic and the remortgage process was straightforward and seamless, Imran Mirza is highly recommended and offers a first class service
Neil Taylor
Why Choose Us?
Our clients choose to trust us over the competition because of the way we conduct our business.
Individual Advice
We provide our services to suit you, whether face to face, telephone or email
Full Market Mortgage Finder
We search the whole market to ensure we find the right mortgage for you
Client For Life Philosophy
We continue to monitor the market place and will keep you updated on opportunities
Online Secure Client Portal
We provide access to your own Client Portal for secure messages and document uploads
Your Home May be Repossessed if you do not keep up repayments on your mortgage!
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on your mortgage or any other debts secured on it.
iM Mortgages Ltd is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority, details of which can be found at www.fca.co.uk under FCA Reference 935986.
iM Mortgages Ltd is registered in England and Wales registration number: 13270697 Registered office Seven Stars House Seven Stars Industrial Estate, 1 Wheler Road, Coventry, West Midlands, England, CV3 4LB.
Commercial Finance , Estate planning, Conveyancing services, and most forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Nada Abdel Aziz2024-03-13After we meet many mortgage to buy a our new house, finally one agency recommended me Imran. Always available even late time, very organised. Even after we get the house any questions his always available. High recommend
Diana Stepanova2023-12-21In the difficult times as 2023 with the interest rates rising iM Mortgages provided top level support in finding the best deals that suited our family. Imran is quick to reply to any inquiries. , always available outside hours and on the case immediately. Most definitely would recommend signing on with iM Mortgages!
Richard Sleightholme2023-12-15IM Mortgages were fantastic from the very start of the process. Great communication and very patient with my endless questions. Strives to find you the very best deal, right up to the very last moment. Brilliant!
Oisin Teppan2023-11-13As first time buyers needing lots of support and advice I am very happy to have had Imran in our corner. He guided us through every detail and was always available for advice and help. I really could not recommend him enough and when looking to remortgage will be straight back. He even managed to get us a better rate 2 weeks before completion. Everything was just seamless.
Michael Moulton2023-10-18Imran at IM Mortgages has been a fantastic support. He has made the process of buying a house as easy as possible for both myself and my partner. We were first time buyers, so did not have any experience of the process of buying a house, but Imran's support meant that we were able to complete the purchase with as little stress as possible. His support has continued after the completion of the sale as well. We would absolutely recommend IM Mortgages. Many thanks!
Bradley Harris2023-08-07Throughout the entire process Imran provided an outstanding service. All matters were dealt with professionally, knowledge of the industry was great and communication was brilliant too with quick response times either on the phone or via email. He was always happy to explain various aspects of the process in an engaging way. I would highly recommend Imran as a mortgage advisor. Thanks for all your help!
David Galsworthy2023-07-25Imran was patient and knowledgeable and really helped to work through our requirements. I will be using him again.
Peter Farnsworth2023-07-04Impeccable service! quick and easy process. Throughly recommend their services.
Samantha Bishop2023-07-04Imran was so helpful throughout the whole process. He even helped us promptly on a weekend when we needed advice and a change to our agreement in principle. Would definitely recommend to anyone who needs a mortgage.
Neil Taylor2023-06-25Had a remortgage on my property and after being messed about by previous companies, iM Mortgages were fantastic and the remortgage process was straightforward and seamless, Imran Mirza is highly recommended and offers a first class service Neil Taylor
